Dept consolidating new jersey
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Problems with reviewable items and/or fee payments may lead to the rejection of your filing.
Before considering bankruptcy there are several options you might want to pursue.
The availability and usefulness of these options will depend on your employment (or income) situation and the type of assets you have.
These other options involve consolidating your payments through a credit counseling service or consolidating all your debt through a debt consolidation loan.
There really are two types of debt consolidation loans, one that is secured by equity in your home and one that is not.
(see New Jersey Exemptions) With a debt consolidation loan that is not secured by your home a company simply loans you money to pay off your debt.